Features
Everything you need to run your money. Nothing that sells your data.
CashMate is a manual-first finance app with AI where it helps and control where it matters. Built for freelancers, students, entrepreneurs, and a large underserved Muslim audience who want to track Zakat alongside their normal budget.
Multi-currency accounts
Track checking, savings, credit, cash, and investment accounts across currencies. Net worth totals roll up by currency — no forced conversions that lie to you about what you actually hold.
AI-assisted categorization
Flag transactions as AI-categorized and let pattern-matching suggest the right bucket. You stay in control of every edit, and the classifier only improves from the labels you keep.
50/30/20 budgets with smart recommendations
Start with the classic Needs / Wants / Savings split, then customize the percentages to match your life. Auto-adjust picks up on real spending patterns and flags when a category is about to blow.
Investment holdings and cost basis
Record stocks, mutual funds, crypto, and retirement accounts with cost basis, quantity, and realized / unrealized gains. Batch-import holdings from CSV or enter manually — no Plaid-style bank-link required.
Built-in Zakat calculator
The only mainstream finance app with a Madhab-aware Zakat engine. Pick Hanafi, Maliki, Shafi’i, or Hanbali. Live gold and silver prices drive Nisab thresholds. Hawl tracking confirms when Zakat is due. Multi-asset: cash, gold, silver, stocks, crypto, business inventory, receivables.
Time-value purchase view
Set your hourly rate and every purchase shows up as hours worked. A 40-dollar dinner suddenly reads as two hours of your Tuesday. It changes decisions without guilt.
Statistics and pattern analysis
Compare income vs. expenses week over week, month over month, or year over year. Filter by account or category. Sankey flow shows where your money actually goes.
Your data, your control
No bank-linking aggregators. No third parties sell your transaction history. Supabase Row Level Security isolates your data per account. You can export or delete everything at any time.
Free during beta
Every feature on this page is available now, at no cost, while CashMate is in beta. No credit card. No trial timer. If paid tiers arrive later, the free tier will stay functional for the things you already use.