Free during beta · No credit card

The personal finance app with a built-in Zakat calculator

CashMate runs your day-to-day budget, tracks multi-currency accounts and investments, and calculates Zakat with Madhab-aware rules — all in one free app.

Built for freelancers, students, and entrepreneurs

Multi-currency, multi-country from day one

The only finance app with a Madhab-aware Zakat calculator

No bank linking — your data stays with you

About CashMate

Your Financial Partner

CashMate combines multi-currency budgeting, AI-assisted categorization, investment tracking, and a full Zakat engine in one place — without a Plaid-style bank-linking aggregator sitting between you and your data.

Multi-currency accounts with live balances
AI-assisted transaction categorization
Madhab-aware Zakat calculator
Investment tracking with cost basis

Built for three personas

Freelancers, students, entrepreneurs

Install anywhere

PWA for iOS, Android, desktop

No bank linking

Your credentials stay with your bank

Why CashMate

What CashMate does that others don't.

Six deliberate choices that separate CashMate from Mint, YNAB, Monarch, and every other app in the category.

Built-in Zakat calculator

The only mainstream finance app with a Madhab-aware Zakat engine. Hanafi, Maliki, Shafi’i, and Hanbali rules. Live gold and silver Nisab thresholds. Full Hawl tracking.

No bank linking required

We do not use Plaid, Teller, or any aggregator. Your banking credentials stay with your bank. You control every transaction that lands in CashMate.

Multi-currency native

Track PKR, USD, GBP, EUR, AED and any ISO-4217 currency side-by-side. Net worth rolls up by currency — no synthetic totals that misrepresent what you actually hold.

Time-value of purchases

Set your hourly rate and every purchase shows up as hours worked. A 40-dollar dinner reads as two hours of your Tuesday — and decisions get easier.

AI without surveillance

AI-assisted categorization suggests labels, you keep or reject them. We do not syndicate your transaction data to train other companies’ models.

PWA-first, works offline

Install on your phone or desktop straight from the browser. Background sync catches you up when you come back online. No App Store gatekeeping.

Our Services

Everything you need to manage your money

Powerful features designed to simplify your financial life

AI-Powered Insights

Get intelligent suggestions and categorization for your transactions

Easy Tracking

Monitor all your accounts and transactions in one place

Smart Budgets

Create and manage budgets that adapt to your spending habits

Secure & Private

Advanced encryption keeps your financial data secure

Testimonials

What Our Users Say

Join thousands of satisfied users managing their finances with CashMate

"Irregular income used to break every budgeting app I tried. CashMate actually handles the weeks I earn nothing and the weeks I earn a month of work."

AN

Arhum Naveed

Freelance designer

"Running a small business in PKR and getting paid by clients in USD used to be three spreadsheets. Now it is one dashboard."

IS

Ismail Sajid

Entrepreneur

"The time-value view changed how I think about coffee runs. And the Zakat calculator is the first one I have ever trusted without re-checking."

MA

Mehroz Ahmad

University student

Ready to take control?

Join thousands of users managing their finances smarter with CashMate